structured settlement transaction are often unsure about what they will receive in return for their settlement payment. When you hire a structured settlement company, they take care of making sure that you receive a fair and just deal. First, they will give you an idea of how much your settlement is and what it is worth. They will also consult with you regarding your options, such as selling your settlement or keeping it. Finally, the company will advise you on what course of action you should take to maximize your potential to receive more money from your settlement. You will also learn how to keep your settlement payment from decreasing. Several factors go into determining the value of a structured settlement payment. One of these factors is the period over which your settlement payments are paid. During this time, your settlement payment is increasing at a compound rate. However, you may be able to sell your payments for a substantially higher sum than the amount of your settlement was originally intended to be worth. For instance, if you were awarded a settlement that was worth five thousand dollars at the time of your injury, then you would probably be awarded around eight thousand dollars today. However, you may be able to negotiate a much better settlement payment with a structured settlement company. Another important factor in determining the value of your settlement payments is the type of return you expect to receive. Most people who sell their settlements choose to receive a lump sum of cash, in most cases significantly less than the total they would have received had they remained in court and pursued litigation. However, some people prefer to build up their interest in the settlement over time. If you anticipate that you will eventually need a large amount of cash, then you may be better off keeping your settlement. For example, if you anticipate that you will need a large amount of cash to fund home repairs or college expenses, then selling the payments for a lump sum might make sense. Your circumstances will also impact the amount you receive from a structured settlement company. In addition to the amount you expected to receive, the company will also take into consideration any eligible bonuses you would have received and any taxes you would have paid. For instance, if you are in good health, you may not need to make monthly payments. Likewise, if you are in poor health, you may need to make larger payments. The decision is ultimately yours to make. Some people prefer to keep their payments as is, so they never receive a lump sum. If this is you, contact an experienced structured settlement company for assistance. They can advise you on the right course of action for your particular situation. They can also help you obtain the largest lump sum you can get for your settlement.